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I knew I could never make the payments on such a loan on a teacher's salary (the estimate was 0/mth - this was in 1995), so I joined the Army to qualify for the student Loan Repayment Program. I have now been paying on a (by the time it was all said and done) ,000 student loan (not including the IRS payments I had to make for about a year) for 11 years. When I was sweating out in the Saudi Arabian dessert on 36 hours shifts, I couldn't help but think of all those kids I would pass in the halls who not only had their tuition and books paid for but living expenses too. Commenter: Jason I'm a lawyer with over 0K in debt.

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How are you handling your college loans, and how are lenders handling you?

This is the question we asked our viewers and visitors to answer, and the response was overwhelming.

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" —Dustin Logan, who said his student loan debt was forgiven after becoming permanently disabled and unable to work.